Job Type Fixed term contract
Nature Full Time
Company EMCL
Deadline 13 Feb 2020
Industry Banking industry
Level Managerial level

Reporting Structure

Reporting to: Head of credit Supervision of: Credit Analyst Interact with: Credit Department

Main Duties

  • To ensure and maintain a high quality lending book by managing the analysis of credit applications, and training of credit analysts.
  • Reviewing, analyzing and vetting credit proposals and coordinating the process of movement of proposals and advising credit decisions between branches and approving authorities;
  • Ensuring accurate and timely preparation and provision of all Letters of Offer and internaldocuments to business units
  • Supervising and managing Officers involved in the analysis of credit proposals and preparation of letters of offer and other internal documents relating to credit facilities;
  • Perform any other duties as assigned by immediate supervisor from time to time
  • Preparing papers such as proposal ratification, disbursement pending securities for MCC and BCC meetings; and
  • Training Credit staff, Management Trainees and Relationship staff on credit appraisal and the general parameters for the credit products.
  • Maintaining proper custody of Client’s credit files under locked arrangement.
  • Engage with internal and external auditors during various onsite examination and reporting purposes.
  • Manage all incoming applications and allocating them to the team depending on urgency and complexity.

Candidate Specification:

Education: Bachelors degree
Experience: 5 years
Skills: Communication Skills
Ability to: Work under pressure
Culture: Multicultural
Knowledge of: knowledge on regulatory requirements , knowledge of the industry/macro-economic trend , knowledge on microsoft applications
Personality: Hard working , Dependable & team player. , Attention to details , Result oriented.

Minimum Qualifications

  • Bachelor’s degree in Accounting, Finance, Marketing, Economics or any other related field
  • At least 5 years relevant experience

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